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Understanding Worker’s Compensation Coverage

Worker’s CompensationWorkplace injuries can dramatically alter the course of your life and leave you unable to do the things you love. For many, the key to a successful recovery is worker’s compensation in Baltimore, MD. However, this protection only applies in certain circumstances, and knowing what is and isn’t covered can help you plan your strategy for the future.

 

There are two necessary components for worker’s compensation to apply: first, the injury must occur because of conditions required by your employer. Second, it must occur while you are doing your job. This can include anything from illnesses developed due to toxic fumes on a worksite to broken bones from unsafe equipment.

 

Typically, the benefits awarded depend on the severity of your injury. They can be claimed to cover things like:

  • Medical Expenses
  • Lost Wages
  • Funeral Expenses
  • Vocational Training

 

Once you file a claim, both you and your employer have the right to request a hearing that is presided over by a member of the state Worker’s Compensation Commission. This is where the right representation can make all the difference. Fortunately, worker’s compensation attorneys cannot charge a fee until compensation is awarded, and the cost will typically be a percentage of that award, allowing you to seek reliable counsel without worry.